Est. MMXVPrivate Office · By Appointment

Currently accepting 4 new families this quarter

Counsel for the
quietly accomplished.

Our Promise

This time, it’s different.

A private practice for U.S. families with ten million dollars and above. We reduce what you owe, protect what you love, and keep your capital durable across generations — with a single advisor who knows your name, your numbers, and your intentions.

Book Your Call Today View the Three Disciplines →

ITax Efficiency

IIGenerational Legacy

IIICapital Preservation

Quiet study facing the Atlantic at golden hour — Plate IThe view from a client's study, Narragansett Bay.

A concierge practice for

Households at ten million and above, who want one advisor who actually picks up the phone.

Balanced Wealth Private is built for one kind of client: a U.S. family with a net worth above ten million dollars who is looking for a true concierge financial advisor — not a call center, not a junior associate, not a different name on the next quarterly statement. If you have outgrown the standard planning conversation, this practice is for you.

The relationship has no boundaries. We are virtual by design and available when you need us — early morning before a closing, on the road between homes, on a weekend when an estate decision cannot wait until Monday. One advisor, one direct line, one bound plan that lives with your family for decades.

No geographic boundary

Clients in 20+ states. We come to you, or you come to us — either works.

No office hours

Same advisor, same direct number. Weekends, evenings, and travel days included when the matter is real.

Virtual by default

Encrypted video, secure document portal, e-signature, and a private mobile line.

Meet Your Advisor →CFP® · CFA · CAIA on bench

Standing

Registered Investment Adviser · SEC & State

Fiduciary

Fee-only · No commissions · No proprietary product

Custody

Charles Schwab · Fidelity Institutional

Credentials

CFP® · CFA · CAIA · CPA-coordinated

Media

Fox Providence · CBS 12 · NBC 10 · WPRO-AM 630

The Three DisciplinesII

Tax. Legacy. Safety.
In that order.

Every meaningful problem an eight-figure family faces falls into one of three disciplines. We organize the entire engagement around them, so nothing is left to improvisation.

Leather portfolio with cream tax documents and a brass magnifier

Reducing Taxes

Keep more of what you have already earned.

“Taxation is the largest expense in a high-net-worth life. We treat it like one.”

We coordinate directly with your CPA and counsel to engineer the lowest defensible lifetime tax bill — across income, capital gains, gift, and estate. Decisions are mapped years in advance, not assembled in April.

Charitable, donor-advised, and CRT structuring
Concentrated stock and 10b5-1 disposition planning
Roth conversion ladders and bracket management
State residency, trust situs, and QSBS positioning
Real-estate cost segregation and 1031 exchanges

Heirloom leather album, antique brass frame, olive branch on limestone

Taking Care of Loved Ones

A legacy that arrives intact, and on time.

“What you leave behind should require no translation.”

We assemble the full architecture of trusts, beneficiaries, insurance, and instructions so that your spouse, children, and grandchildren inherit clarity — not a legal puzzle. Reviewed annually, with every life event.

Revocable, irrevocable, and dynasty trust coordination
Generational gifting strategy within annual exclusions
Beneficiary, titling, and TOD/POD audit
Survivor cash-flow modeling and liquidity planning
Ethical-will and family-meeting facilitation

Brass nautical compass on a folded antique chart

III

Making Investments Safe

Built to compound, engineered not to break.

“Above ten million, the goal is not to win the year. It is to never lose the decade.”

Our research desk, led by a CFA and finance professor, builds globally diversified, fee-aware portfolios with explicit drawdown limits. Risk is named, sized, and reviewed; nothing is held because it is fashionable.

Multi-asset diversification across equity, fixed income, and real assets
Defined drawdown ceilings and stress-tested allocations
Direct indexing for ongoing tax-loss harvesting
Custody at Schwab and Fidelity — your name, your account
Quarterly written reviews with plain-English commentary

The PromiseIII

One advisor. For life.
Virtually, or in person.

From the day you sign on to the day your grandchildren do, you work with the same advisor. The relationship is multi-decade by design. The delivery is yours to choose — an encrypted video review from your home in Aspen, an in-person family meeting in our Rhode Island office, or both in the same week.

§ i

Virtually

Encrypted video, secure document portal, and a direct mobile line. Quarterly written reviews delivered as bound PDFs. Same advisor, same number, every time.

Direct mobile and email — no call centers
Encrypted client portal for documents and signatures
Same-day response on weekdays, written follow-up on file

§ ii

In Person

A walnut-paneled office in East Greenwich, Rhode Island, and travel to your residence when the matter calls for it. Family meetings hosted on-site or at a venue of your choosing.

Private office hours by appointment
On-site family and next-generation meetings
Travel to client residences for material decisions

The Engagement

Five steps from introduction
to lifelong stewardship.

Onboarding is deliberate and unhurried. New relationships typically move from first conversation to fully implemented plan in less than four months — and then continue, without re-introduction, for as long as you wish.

I
Private Introduction
A confidential 45-minute conversation. We listen first, share our practice, and confirm fit. No documents required, no obligation.
Delivery
Video or in person
II
Discovery & Audit
We assemble your full financial picture — returns, trusts, beneficiaries, equity grants, insurance, real estate, debt. We identify the three issues that, if addressed first, will yield the largest improvement.
Delivery
Approx. 3 weeks
III
The Written Plan
A bound, plain-English plan covering tax, legacy, and capital. Specific recommendations with year-by-year sequencing, modeled in three economic environments.
Delivery
Delivered in person
IV
Implementation
We coordinate with your CPA, attorney, and existing custodians. New accounts open at Schwab or Fidelity in your name. Trusts, gifts, and harvesting moves are scheduled and executed.
Delivery
60 to 120 days
V
Lifetime Stewardship
Quarterly written reviews, an annual on-site, and direct access to your advisor when life moves — a sale, an inheritance, a marriage, a market dislocation.
Delivery
Ongoing, for life

Private advisor's study with deep forest bookshelves and a brass banker's lamp

Plate IIThe advisor's study, East Greenwich, Rhode Island.

Your CounselV

Robert Auclair, CFP®
principal, by appointment.

Rob is a Certified Financial Planner™ with thirty years of practice, a 1996 graduate of Providence College in accountancy, and the founder of Balanced Wealth Management. He built the firm on a single principle inherited from his father, a business professor at Providence College: plan as if the family will be reading it for fifty years.

His career began at State Street Bank as a bond accountant and continued at Northwestern Mutual, where he was named New Representative of the Year and achieved Million Dollar Round Table status. He has been featured on WNAC-64 Fox "Money Pros" for four years and on WPRO-AM 630, and currently co-hosts Retire With Balance across Fox Providence, CBS 12 (WPRI), and NBC 10 (WJAR) — the two long-running local Providence stations that carry the program.

The private practice is led by Rob personally, supported by a credentialed team that includes a CFA-charterholder finance professor, a senior practice manager with three decades in private banking operations, and Rob’s sister Susan, who has run hands-on client service inside the firm for years. It is a family practice, by design.

Book Your Call Today

The RosterSupporting the principal advisor

Robert Auclair, CFP®

Principal & Lead Advisor

Founded the practice in 2015 after fifteen years inside national firms (Northwestern Mutual, State Street, Randall Financial). Thirty years counseling families. Co-host of Retire With Balance.

Dr. Liu Wang, PhD, CFA, CAIA, CFP®

Director of Research

Finance professor at Providence College. Leads portfolio construction, asset allocation, and risk modeling for the practice. Published in leading academic journals.

Will Herbert

Financial Advisor

Joined the firm in 2025. Supports the lead advisor on plan implementation and ongoing client review.

Susan Auclair Galinelli

Account Manager — Hands-on Client Service

Rob's sister and the steady hand behind every client relationship: client records, billing, custodial paperwork, and the small details that make the experience feel personal. Twenty-five years prior in finance and research administration at Roger Williams Medical Center; an exhibiting fine artist in her off-hours.

Sue Ann Votta

Practice Manager

Three decades in private banking and wealth management operations. Owns onboarding, custodial coordination, and the client portal experience.

From letters receivedVI

What clients have written,
in their own hand.

§ iOn continuity

“We have not had to introduce ourselves to a new advisor in nine years. That is, on its own, the most valuable thing he has done for us.”

A retired founder

Client since 2017

§ iiOn the work itself

“He showed us a tax move our prior firm had missed for a decade. Quiet, specific, and worth far more than what we pay him. The plan reads like it was written for our family, because it was.”

A second-generation business owner

Client since 2019

§ iiiOn peace of mind

“After my husband passed, Rob walked our daughters through everything in plain English — trusts, accounts, what to do and when. We finally felt looked after rather than sold to.”

A widow and her two adult daughters

Clients since 2014

Identifying details have been withheld to protect client privacy. Statements are unpaid and offered voluntarily; they describe the experience of the individual client and are not necessarily representative of any other client’s experience. Comments do not constitute a guarantee of similar results.

Recognition & PressVII

Selected broadcast appearances and the local stations that carry Retire With Balance, the practice’s long-running television program for Rhode Island and southern New England audiences.

FOX|ProvidenceWNAC — 64Retire With Balance CBS|ProvidenceWPRI — 12Retire With Balance NBC 10|WJARNBC 10 ProvidenceRetire With Balance WPRO|AM 630News-Talk RadioFeatured guest, Money Pros

Mention by a media outlet does not constitute an endorsement of the firm or any service. Stations and programs listed for identification only.

Contact

Book your call
today.

This time, it’s different. Engagements begin with a confidential conversation — a 45-minute call with the principal advisor, by video, telephone, or in person. Share a few details and we will reply within one business day to schedule it.

By appointment

By appointment · East Greenwich, Rhode Island · Serving clients nationally

Direct line

(401) 555-0142

In writing

[email protected]

Hours

Monday – Friday · 8:30 a.m. – 5:30 p.m. ET

Form — Private Introduction

Counsel for thequietly accomplished.

Households at ten million and above, who want one advisor who actually picks up the phone.

Keep more of what you have already earned.

A legacy that arrives intact, and on time.

Built to compound, engineered not to break.

One advisor. For life.Virtually, or in person.

Virtually

In Person

Private Introduction

Discovery & Audit

The Written Plan

Implementation

Lifetime Stewardship

Robert Auclair, CFP®principal, by appointment.