BBWMBalanced WealthPrivate Office
The Three DisciplinesIII

Tax. Legacy. Safety.
In that order.

Every meaningful problem an eight-figure family faces falls into one of three disciplines. The whole engagement is organized around them, so nothing is left to improvisation.

The Three DisciplinesIV

Tax. Legacy. Safety.
In that order.

Every meaningful problem an eight-figure family faces falls into one of three disciplines. We organize the entire engagement around them, so nothing is left to improvisation.

Leather portfolio with cream tax documents and a brass magnifierI
Reducing Taxes

Keep more of what you have already earned.

“Taxation is the largest expense in a high-net-worth life. We treat it like one.”

We coordinate directly with your CPA and counsel to engineer the lowest defensible lifetime tax bill — across income, capital gains, gift, and estate. Decisions are mapped years in advance, not assembled in April.

  • Charitable, donor-advised, and CRT structuring
  • Concentrated stock and 10b5-1 disposition planning
  • Roth conversion ladders and bracket management
  • State residency, trust situs, and QSBS positioning
  • Real-estate cost segregation and 1031 exchanges
Heirloom leather album, antique brass frame, olive branch on limestoneII
Taking Care of Loved Ones

A legacy that arrives intact, and on time.

“What you leave behind should require no translation.”

We assemble the full architecture of trusts, beneficiaries, insurance, and instructions so that your spouse, children, and grandchildren inherit clarity — not a legal puzzle. Reviewed annually, with every life event.

  • Revocable, irrevocable, and dynasty trust coordination
  • Generational gifting strategy within annual exclusions
  • Beneficiary, titling, and TOD/POD audit
  • Survivor cash-flow modeling and liquidity planning
  • Ethical-will and family-meeting facilitation
Brass nautical compass on a folded antique chartIII
Making Investments Safe

Built to compound, engineered not to break.

“Above ten million, the goal is not to win the year. It is to never lose the decade.”

Our research desk, led by a CFA and finance professor, builds globally diversified, fee-aware portfolios with explicit drawdown limits. Risk is named, sized, and reviewed; nothing is held because it is fashionable.

  • Multi-asset diversification across equity, fixed income, and real assets
  • Defined drawdown ceilings and stress-tested allocations
  • Direct indexing for ongoing tax-loss harvesting
  • Custody at Schwab and Fidelity — your name, your account
  • Quarterly written reviews with plain-English commentary
ContinueIV

Your Counsel

The advisor, the team, and a note from the principal.

Or, when you are ready

Book your call today

A confidential 45-minute conversation with the principal advisor. Video, telephone, or in person.

BBWMBalanced WealthPrivate Office

A private practice for families above $10 million. One advisor. For life. Virtually, or in person.

(401) 555-0142

[email protected]

By appointment · East Greenwich, Rhode Island · Serving clients nationally

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Disclosures

Balanced Wealth Management, LLC ("Balanced Wealth") is a Registered Investment Adviser. Balanced Wealth Private is a service mark and senior practice of Balanced Wealth. Investment advisory and related services are provided to clients nationally pursuant to applicable state regulation. Different investments involve varying degrees of risk; past performance is not indicative of future results. This site provides general information only and is not an offer of investment advice. Please refer to our Form ADV for full disclosure.

© 2026 Balanced Wealth Management, LLC